Mark McGuire: Hello, this is Mark McGuire with the Park Insurance Agency here with Allstate. I’m here to answer one of the most googled questions about insurance. Can homeowners insurance be paid monthly? With Allstate, yes it can. Most of the time your mortgage company is going to pay the insurance in full for the year for you, and then they have you pay it monthly with your mortgage payment. That’s why you see P&I taxes and insurance on your monthly payment breakdown. If you do not have a mortgage on your home, then you can choose to pay for the year in full, which gives you a discount, or a pay monthly, whichever is more convenient for you.