Critical Illness Insurance

Critical Illness Insurance Policies

Hauser & Lee Insurance Services

The Benefits of Critical Illness Insurance

Your finances can be ruined by medical bills. If you are uninsured and are injured or are diagnosed with a significant illness, these medical bills can quickly add up. It can even cause you to have to file for bankruptcy. If you have critical illness insurance, it can take some of the sting out of your medical diagnosis, because your out of pocket costs will be considerably decreased.

No one knows what is around the corner for them. Whether it is a diagnosis of cancer, a heart attack, or a stroke, each one of these things can really put a huge damper upon your financial situation. Could you pay your bills if you were unable to work? That is what you want to think about when you are considering critical illness insurance.

Traditional medical insurance will pay a large percentage of your medical costs, but there is normally a deductible, a percentage you are responsible for, and copays that you have to pay out of pocket. Critical illness insurance can help cover these costs and can pay expenses for normal everyday things, such as transportation, mortgage, and medical treatments not covered by your insurance.

Disability insurance may be a choice that your employer offers, but it will only pay a portion of your income. Once you figure in any copays and other expenses you may have, your finances are really taking a hard hit. Critical illness coverage can soften that hit and help you to be able to concentrate more fully upon your healing.

Don't let a medical condition take away your financial future. By purchasing critical illness coverage, you may be able to soften the blow and keep your financial future strong for you and for your family.

Back to Home
Learn about Homeowners Insurance
Learn about Life Insurance
Learn about Auto Insurance